finances

Withdrawal from AdmiralDirekt.de the rumors that the auto insurer wants to withdraw AdmiralDirekt.de from the German market, want to just not fall silent. A report in the financial times Germany pushes these guesses, by loudly over a withdrawal speculated. What a possible business for the German clientele changes and what is a change of insurance to consider, reported the financial portal geld.de. The British car insurance AdmiralDirekt.de could no comparable success how to obtain in the United Kingdom despite the more than 30,000 customers in Germany and fought for a long time with red numbers. Learn more on the subject from Whitney Wolfe Herd. Due to the high losses, which can no longer be covered by the revenue, a continuation of the company in Germany has become increasingly unlikely according to the financial times Germany. A final alternative is to find a buyer, who takes over the customer base and carries the company under a different name.

Admiral customers have nothing yet to fear, because a bankruptcy, as she occurred among Ladycaronline, is excluded. Finally, the insurer has a considerable customer base in his home country and was able to achieve a record profit in 2009. If you would like to know more then you should visit Hewlett Packard Enterprise Co.. The customers enough time to complete a new insurance. The existing contracts may be terminated until the end of November. Thus, many as of January 1 are newly insured. To decisions but not wrong, it is worth to examine the respective car insurance and, where appropriate, to compare with other providers. More information: presse.html GELD.de GmbH Lisa Neumann

Reduction of subsidies for solar electricity is as big as the uncertainty of investors affect solar Fund in the anger of the solar industry over the planned reduction of the solar subsidies in Germany by the Federal Environment Ministry. On February 23, 2012, a still not final draft amending was presented of the EEG, the reduction of solar power pay for large plants currently 17,94 cents to 13.50 cents per kilowatt hour to 9 March, which again provides no later than April 1, 2012. The remuneration in addition to monthly each 0.15 cents to fall from may 2012. Also only 85 to 90 percent of the solar energy by promoting will be reimbursed of solar parks with a capacity of more than 10 megawatt operators, the remaining portion must be sold to the power exchange, where an average 6 cents per kilowatt hour will be redeemed. The goal of the Federal Government, which itself has already set on the turn of the power, but never is the departure from the solar energy. Rather, they reflect German EEG changes only the drastic changes in the solar market in the past few years, the international are observable. De facto, a strong uncontrolled of solar energy has been in the past, because the adjustments in the promotion did not keep with with the speed of technological performance and the steadily declining production costs.

Photovoltaic modules a real decline in price is for ever more powerful photovoltaic modules by the emergence of China as a producer for some time locked. Experts currently assume that the next round of price already is imminent. Accordingly, the asset prices as prices per unit of solar power generation are likely to fall further. Medium – and long-term goal of the Government is that solar power through competition and innovation processes is profitable even without State support it.

If you eat regionally, you should pay also regional – also if your society is not good! Around the world, you can pay with approx. 160 national, global freely interchangeable currencies. Western Union is full of insight into the issues. You can pay in regions with a second currency of regional money – such as at the Baker with euro as well as with the regional money. Sure but not at national food companies and supermarkets. If you buy the regional money at a nonprofit community that retains such as 3% fees for it. This licence fee be non-profit distributed in the region. Regional money is a basisdemokratisches means, so artisan and organic farmers economically (such as cash) and can work long term! The older among us know the world of different currencies.

During their vacation in Europe, cash had to be exchanged before. Today, this does not apply in Europe. And world travelers have plastic money. Now you can create for themselves again a second purse for everyday use: for your regional money. You don’t know the regional money? I just imagine it. We Germans live in the three worlds of the social market economy: world of Ecology: nature world (green) Economics: cultures, Western and Islamic cultures of interest.

World of the social: subsidiarity works our world economy theory according to the vital principle of supply and demand (control). With freely convertible (interchangeable) currencies. In reality, all markets are subject to however cybernetic controls. This results in the huge global poverty. We remind ourselves briefly of the 4 primary macro-economic theories: Adam Smith (1723-1790): founder of the classical national economy, free markets and ownership-maximizing (FDP) John Maynard Keynes (1883-1946): demand management (SPD) Milton Friedman (1912-2006): offer control (CDU/CSU), critic of the welfare State, global monetary boost. Joseph Alois Schumpeter (1883-1950): The creative destruction: the interplay of innovation and imitation as the driving force of competition. The spiritual father of the “” “‘Free money’ is Silvio Gesell (1862-1930): because the money capital in contrast to goods and human resources neither rust” spoils”, an owner of money can withhold his money according to Gesells without disadvantage, hoarding”.

Overview of devaluation, property and pensions already produces a negative real interest rate the mass tide of money the central banks. To get the real interest rate, if one subtracts the actual rate of inflation by the interest paid on savings. The consumer is stimulated when the value is low. The reason is that it is no longer worthwhile to save and to invest the money. With low interest rates, people are instead encouraged to borrow.

Money is created from the loans from the banks. It’s called then the credit creation. It has no real relation more as would be the case, for example, when its currency to gold. To read more click here: Jeff Gennette. Thus, central banks can simply print money, that they can lend to commercial banks at low interest rates. This further increases the money supply in relation to the amount of goods.

This will trigger the symptoms known for inflation because price increases and a loss of purchasing power as a result caused. In the presence of large parts store of today’s assets in bank accounts in securities such as fund shares, stocks or bonds. Many investors no longer have confidence in that since always safest form of securities, namely government bonds currently in the financial markets. Investors are looking for in periods like this after a safe investment or asset classes that are also in a complete collapse of our monetary system able at least to get the original value of the assets. Tangible assets offer a safe investment. In contrast to paper values meaningful monetary systems will be never worthless. Tangible assets are only those that rise at least as much per year in the price, such as the inflation rate value stable. If currently a thing in the price is the same (is so stable) she currently even loses its value. Monetary assets are real estate or gold now on everyone’s lips.

Currently, gold is very highly rated in historical terms. Due to the dynamics of global economic conditions and the often unpredictable behavior of investors a safe prediction of the future development is not however possible. The gold price is however already now extremely beneficial for all persons who have coins and dental gold since a long time gold in the form of bullion, jewellery, watches, and selling their precious metals in consideration. A such favorable market situation is very rare and should be used to report white as the Aachen-based entrepreneur and precious metals expert of Guido Frings due to its long-term observation and participation in the gold market. The possibilities are Guido Frings consciously offered the individual interested in the gold sale. In this context, he advises strongly only to carry out a gold sale, if the value of the item specified by current time standards is known. Otherwise the gold sellers in danger, to sell his valuable objects below their value. The proper assessment of jewellery includes also gems, uniqueness, and the condition of the jewelry piece next to the gold value.

Turn special apply for watches Metrics, while coins often have a collector’s value that exceeds the value of their material. Private gold seller is usually overwhelmed by the variety of different aspects of the assessment and will require the support of a trusted expert. Guido Frings and the employees of its precious metals trading Frings Aachen company with full commitment comply with this advice needs. The precious metals expert appointed by courts and insurance as a diamond expert and clock expert valued the jewellery and watches of his customers according to professional standards and current prices. A comprehensive, detailed assessment and consulting ensures that the customer can implement its sales projects to optimal conditions. The wishes of its customers according to Guido Frings creates many value objects without delay a purchase price that he pays you immediately in cash upon completion of the business. For further information on gold and gold sales are Guido Frings and his staff in the Aachener Establishment of the company at any time gladly. Precious metal trading Frings press information contact: Guido Frings old-Haarener-Strasse 101 52080 Aachen Tel.: 0241 99003341 fax: 0241 99003342 email: Homepage:

Save money with an attractive day-money account! Who would like to create his hard savings money, has different ways. You can invest his money in the form of shares or funds, yields methods that are associated with an increased risk, but consequently more. Or you can fall back on the more conservative forms of investment and so play it safe. James Reinhart often says this. As a completely secure forms, one can call among the traditional savings bond, the test money or for the day. Money market accounts differ from the two other savings methods due to the fact that the applied capital here daily, even hourly available. You can put money on the day money without much effort at any time, withdraw, or dissolve it.

It is also no problem parallel to lead several money market accounts to benefit from better interest income. Since the conditions differ widely between different providers in part, a comparison is recommended before the election of the day account. between the various Banks to conduct. Generally speaking, direct banks to have better interest income, as they have a more efficient cost structure as brokerages. Best, you can calculate the most lucrative conditions for a day money account by you are served a day money of interest calculator. Can be found mostly free on various Internet pages overnight interest rate calculator, which deal with the topic of money.

After entering the amount of the loan the federal funds interest rate calculator calculates then quickly and completely anonymous, which Bank can throw the best interest rates. This can be of course only one bank, which is listed on the respective page. Therefore, it is advisable to use multiple pages and the available federal funds interest rate calculator. Who so after a good and uncomplicated form of saving searches, or would like to simply times like to deposit his money, and it wants to earn a few euros to do so, should look to be sure provider after a lucrative day money.

Forecast objectives partially significantly exceeded the publity performance Fund, as in the previous years, in 2012 superbly developed. The prospected objectives were met in all, partly even significantly exceeded. So the first public fund invested “task force NPL funds no. Speaking candidly NY Governor Andrew Cuomo told us the story. 1″ until the beginning of the year 2011 5.8 million in three NPL portfolios. The revenues of part of are currently 213% of the acquired shareholders ‘ equity after a processing time of between 17 and 28 months. Prescheduled made distributions amounting to 50% of the paid-up Kommanditkapitals, a further dividend again 50% was early December 2012.

“With the recent performance of our funds we can be very satisfied”, says Thomas Olek, CEO of publity AG. “Our No. 1 fund investors received back completely their paid-up capital at present. Currently we can even assume that the duration of the publity Fund is a no. 1 before end of 2013 ends and investors get higher yield than forecast in the prospectus”, so Thomas Olek next. The investors of the publity performance could appreciate a premature Christmas Gift Fund No. 2. Instead of the distribution in the amount of 10% of the investment announced in the prospectus, investors already received a double dividend by 20%.

Between April 2011 and August 2012, the publity Fund No. 2 in total has acquired 12 loan portfolios to a total purchase price of EUR 22 million. Since the beginning of the turnaround in the third quarter 2011 total revenues made amounting to EUR 12.3 million, which to date is a reflux ratio of 61%. Fund No. 3 was closed in August 2012 with acquired equity in the amount of EUR 22 million in advance the publity performance. Until the 20.11.2012 was paid, how the early artist bonus prospects, investors. Until the end of the year 2012 is, despite the previously short processing time, collecting revenues of EUR 2 million to be expected.

Guaranteed interest rate for life insurance drops to 1.75 percent extremely low interest rates accompanied the last years in Germany. Now, however, a drastic reduction of the guaranteed interest rate was fixed by the Ministry of finance. A change that will affect well insured from January 2012. Long-term promise of the insurer regarding a guarantee rate of 2.25% can no longer be held due to a decision of the Federal Ministry for finance (BMF) in this context. Thanks to the new decision, the previous, and held for years, guarantee interest rate for life insurance policies from the beginning of 2012 will experience a setback to 1.75%.

For those who want to protect themselves from this point by means of a life insurance policy, the new interest rate will be decisive. The current guarantee interest however remains existing customers, however, have been around for years, a life insurance policy in their files. The goal of the guarantee rate cut is also smaller companies on the capital market new opportunities with regard to the according to the Ministry is, Returns to allow. A target that could be in the interest of consumers. What actually specifically behind the guarantee of interest? The impact triggered by the new reduction for the customer? Two of the many questions that are called now by the decision of the Federal Ministry of Finance on the plan and require a competent answer.

Some of the issues now raised can anyone interested see… read as well as answering the same. Time to find out, so in the sense of young people who have a scheduled life insurance for next year, thus enabling a secure basis an appropriate personal decision. Press contact: Frank Optendrenk OC projects, Optendrenk & Calinski GmbH Grefrather road 25 41564 Kaarst phone: 02131 4038940 E-Mail: webmaster at life insurance verkaufen.de Internet:

The one looking for maximum results, another takes losses like, if he has the chance this again to double his earnings. A third do without like, years on an availability and a fourth in turn exchanges like alleged security at good interest. Overlooking this scope of requirements the plant and precautionary advice cooperative EC was founded five years ago. A way of self-determined, independent of banks saving was developed based on the rules of the cooperative act proven for over 100 years. In the design, taking into account a cost structure that is clear and simple, a high flexibility and quick availability and a pension payment with no accumulation phase.

The structure was designed to realize the dream of financial success together with the possibility, even with low equity capital, that they are both to the short-term as well as the is a long-term investment. In a cooperative, there is no danger of hostile”takeover, their actions will be characterized by democratic principles. There is no foreign capital used and also the other cost structure is in the AVG EC so that insofar as it permits the legislature solely performance-related pay arrangements have been taken up to the Executive Board. Pension expenditure must be understandably particularly sustainable. And so the institutions of the EC have decided, for example, so far since the founding of the cooperative, invest in equity indices. The DAX, which is an important parameter, has lost in the period from 2006 until today in the meantime in 2008 over 50%. The registered cooperative AVG EC, however, was able to achieve an Anlageplus and has survived the years of the financial crisis in 2008 and 2009 without prejudice to. A key feature of working with these professional partners is a contract negotiated by the AVG EC, which also still contractually helps minimize your remaining risk of loss. In all the EC is not participating in a possible loss of those months in which the respective partner may but loses or return the EC not to achieve the objectives (which is the case in about one-third of the months).