Guaranteed Interest Rate

Guaranteed interest rate for life insurance drops to 1.75 percent extremely low interest rates accompanied the last years in Germany. Now, however, a drastic reduction of the guaranteed interest rate was fixed by the Ministry of finance. A change that will affect well insured from January 2012. Long-term promise of the insurer regarding a guarantee rate of 2.25% can no longer be held due to a decision of the Federal Ministry for finance (BMF) in this context. Thanks to the new decision, the previous, and held for years, guarantee interest rate for life insurance policies from the beginning of 2012 will experience a setback to 1.75%.

For those who want to protect themselves from this point by means of a life insurance policy, the new interest rate will be decisive. The current guarantee interest however remains existing customers, however, have been around for years, a life insurance policy in their files. The goal of the guarantee rate cut is also smaller companies on the capital market new opportunities with regard to the according to the Ministry is, Returns to allow. A target that could be in the interest of consumers. What actually specifically behind the guarantee of interest? The impact triggered by the new reduction for the customer? Two of the many questions that are called now by the decision of the Federal Ministry of Finance on the plan and require a competent answer.

Some of the issues now raised can anyone interested see… read as well as answering the same. Time to find out, so in the sense of young people who have a scheduled life insurance for next year, thus enabling a secure basis an appropriate personal decision. Press contact: Frank Optendrenk OC projects, Optendrenk & Calinski GmbH Grefrather road 25 41564 Kaarst phone: 02131 4038940 E-Mail: webmaster at life insurance Internet: