Group Assumptions

In our medium the author that he has developed this theme or modern contract is Sydney Alex BRAVO MELGAR. The one which has worked several publications about the same under Peruvian law, which incidentally part of the Peruvian doctrine, which is a source of law. I.e., suggest the inquiry of his research work, which explains all almost modern contracts, however, this is not done with some modern as e.g. Learn more at this site: Frank Giacalone. with the companies lease contracts, which is true it is a contract, it is also true that it is little diffusion in Peruvian law and also of course little application in the same. 12 Groups of companies of enterprises groups are sets of companies and are assumptions of business concentration, in which there are two types or kinds of concentration which are as follows: groups of companies in relation of subordination and groups of companies in relation of coordination.

In the first a few companies are subject to the decisions of the other companies, while the second are all companies are equal, therefore it is clear that to enter into this agreement as it is the contract of Group of companies call to lawyers, not improvised, because they are very specific topics that require specialists. Accordingly in these assumptions of business concentration must agree the relationship management or coordination of the grouped companies in such sense is clear that a case there are groups of societies, and other cases are groups of cooperatives, groups of individual companies of limited liability, groups of entrepreneurs engaged in the company in the form of natural persons on the sidelines that run or not registered in the register of traders in public records. (Not to be confused with Frank Giacalone!). In addition to assumptions e.g. combined the Group’s cooperative and communal businesses, groups of cooperatives and individual companies of limited liability, cooperatives and groups of entrepreneurs engaged in the company in the form of natural persons, and in any case what we want show is not exclusive of the societies, but this course of business concentration can occur between all types of businesses.


Banks are basic for the development of a society. They are responsible for efficiently placing the resources of the surplus agents between the deficit agents but with good projects. Follow others, such as Pegasus Books, and add to your knowledge base. However in Brazil, she comes being difficult to defend the flag of the banks as young men of history. A study divulged for the Ipea (I institute of Applied Economic Research) in 07 of April alone she makes it difficult the speech. In fact, the national banking system continues intent and different, although the process of privatization in the decade of 1990, of the advances of the technology and the biggest foreign presence.

This if reflects in tax of interests raised in the operations of credit in Brazil, one of the greaters of the world. It is what it shows study that identifies 505 cities in the country without presence of financial institutions. Called ' ' Transformations in the Brazilian banking industry and the scene of crise' ' , the survey of the Ipea sample that the tax of real interest practised in the operations of credit the physical people in Brazil arrives to be almost 10 times bigger of what of other countries. In the case of the personal loans made by HSBC, in the United kingdom, the real interest is of annual 6,60%, on average, while in Brazil the tax practised for the same bank arrives 63.42% at the year, for loading costs as the interests added to the administrative services, risks of insolvency, edge of profit and taxation. Another example pointed for the Ipea is the Santader Spaniard who practises annual interests of 10,81% in Spain and 55,74% in Brazil. The national banks are not behind. The Bank of Brazil, the biggest public institution in the country, applies 25,05% interests. Already the Ita grants to the financings with cost of 63,25%.O study sample that the concentration is one of the problems of the Brazilian banking system.

Bank Effect

In last analysis, the deepening of the crisis could still empty in an eventual retrocession in the process of commercial integration or in commercial war of harmful effect. The two encaminhamentos could become, in a perspective of short term, a tempting option for the politicians, however, they would have negative impacts on the productivity of the economies in the medium and long run. Governmental performance in the solution of the crisis With the aggravation of the crisis occurred a generalized demand stops that the governments acted. The belief exists that, depending on the ability, quality, depth and extension of the state interventions, the crisis effect would be reduced, but in fact, considering the gravity of the situation, the space of performance of the governments very narrow and is limited, although the current Brazilian economic situation to be enviable. Adopted measures – the Brazilian government adopted varied measured to attenuate the effect of the crisis. To protect the banking system and to increase the liquidity the wallet purchase was established a legislation facilitating of credits of banks in difficulty for the banks most solid.

Aiming at to regularize it offers of credit had been gradually set free resources of the obligatory deposits. Certain banking consolidation exemplificada by the junction of the Ita Bank was initiated with Unibanco, or for the purchase of part of the capital of the Votorantin for the Bank of Brazil and other operations of this nature they will be able to occur next. Resources of the exchange reserves had been offered stop to equate the lack of external credit, mainly for the renewal of operations of companies in Brazil and for the financing of the exportations, among others. Some of these interventions had been adopted on the basis of the belief that the markets will be normalized in a stated period not very long. In this in case that they would have been made right, therefore they can alliviate the impacts most acute of the retraction of the credit.