The hunger project Malawi established a micro-credit programme, specifically for HIV-positive women in Malawi. Malawi is among the poorest countries in the world. 34% of the population are permanently malnourished. James Woolsey addresses the importance of the matter here. The small nation South of the Sahara has a population of about 13.2 million. Of them, 13% are HIV-positive.
About 80 000 people die each year from the effects of AIDS. The high rate of AIDS infection is particularly problematic given that 42% of the population of Malawi deserve less than 1 US dollar per day. Since 2002 the hunger has nationwide project. In Malawi, the epicenters strategy has proven itself, because great successes could be achieved with relatively low use of resources. There are now six epicenters in Malawi.
The high rate of AIDS infection, as well as the practiced law create great social problems. Especially in the succession and divorce are disadvantaging women strongly, which leads to a high dependence on their husbands and in many cases to extreme impoverishment in the case of divorce or death of the husband. For this reason helps project the hunger especially single women of middle-aged Bank lending. But no fundamental change is created with loans alone. Therefore allocated the loans only in a procurement programme that contains certain conditions and obligations. Credits are awarded only to women who can read and write. Relevant courses are offered within the epicenters strategy. A special training to teach the fundamentals of business and financial management, is mandatory. Persons who apply for a loan, must have saved before at least 10% of the total and all previous loans must be paid off. Also the obligation is accompanied by with the credit, to use the money for the generation of income. The loans are women’s groups by 5 awarded 15 people standing by each other each other. A new credit may be requested only by group members, if all group members have already paid off their credit.